Bargain Hunter: Fee-free bank accounts, and money off moisturisers

A new basic account is available for those who are ineligible for a full-service current account

The Original Factory Shop has cut the price of a jar of Olay Regenerist moisturiser from £29.99 to £10

Know anyone who has trouble being accepted for a bank account? A new fee-free basic account, launched in January, is available for those who are ineligible for a full-service current account – such as those with poor credit histories.

The product is easy to set up and free of most fees. It has all the standard features of a current account except you cannot go into the red.

Eight banks and one building society offer the account. The Money Advice Service has a printable guide to fee-free basic bank accounts available online at bit.ly/1VV6JXw.

Send credit to family abroad

Want to help friends or family travelling abroad to keep in touch? Lycamobile has a new Airtime Transfer Service that allows you to transfer credit instantly to people on any network. It could be particularly attractive to parents, who can pass on pay-as-you-go credit to children travelling overseas.

To send credit, you can either dial a short code or log into an online account. The amount transferred will automatically be converted into the currency of the user's destination.

To order a SIM or just find out more about the bundles available, go to Lycamobile.com.

Currencies in Asda's aisles

Asda Money has an online rate sale on all currencies next week. It starts on Tuesday at 8am and ends at 8am on Friday.

Save on a Waitrose shop

TopCashback members can do a £100 Waitrose shop for just £59.50, if they are a new customer of the supermarket. Using a voucher code, they can take advantage of £10.50 cashback on top of a £30 discount. Sign up at Topcashback.co.uk.

Money off moisturisers

The Original Factory Shop has cut the price of a jar of Olay Regenerist moisturiser from £29.99 to £10.

Got any deals or discounts to share with readers? Send details and deadlines to your money@independent.co.uk