Choosing jewellery for another person can be a tricky – and expensive – process. And while trends may dictate a certain aesthetic, one person’s treasure is another person’s tat.

Of course, it’s unlikely you’ll be buying jewellery for someone you don’t know reasonably well, and even if you aren’t au fait with their exact taste, a little knowledge can go a long way. Our guide aims to offer something to suit every recipient, whether it’s a token of friendship or an expression of love.

There’s a lot of rubbish below the £100 threshold, but amidst it all there are pieces that are universally stylish, sentimental and inexpensive too.

Tada & Toy Gold vermeil and diamond Little Star necklace: £90, Tada & Toy

Yes, it is possible to get a diamond for under £100, albeit a very small one. The precious stone decorates a delicate gold star designed to nestle between the collarbones on a barely-there chain. It’s a piece that looks as good on its own as it does with other chains and pendants of varying lengths.

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Alex Eagle x Otiumberg 9-karat solid gold ear pin: £95, Otiumberg

Part of tastemaker Alex Eagle’s collection for jeweller Otiumberg, this solid gold bar is decorated with white topaz stones and is designed to sit horizontally along your earlobe. It’s an elegant choice for someone whose aesthetic is more about timeless style than trend-led fashion.

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Pandora Love script bracelet: £70, Pandora

This pretty sterling silver chain strung with the letters L-O-V-E-D in 18k gold-plated silver is proof that the two metals can be worn together. It’s a more delicate alternative to Pandora’s famous charm bracelets, and we love that the letters reference those must-have Gucci bags adorned with the same slogan. 

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Catbird 14-karat gold alphabet studs: £45 each,

Brooklyn-based Catbird is a New York favourite for its delicate gold jewellery, and the alphabet studs offer endless potential as a gift. Show your affection with ‘X’ and ‘O’ or ask a question with ‘Y’ and ‘N’. Initials are also a solid choice.

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Edge of Ember citrine charm necklace: £95, Wolf & Badger

It’s hard to go wrong with a simple chain necklace, especially if it’s adorned with a meaningful charm. Citrine is the November birthstone, though the yellow semi-precious stone is also associated with prosperity, confidence and joy. Other birthstones are also available.

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Littlesmith rose gold-plated personalised necklace: £34, Selfridges

Personalised gifts often come at a premium, making this rose gold-plated necklace all the more appealing. The four centimetre bar can be engraved with up to 13 characters of your choice and is strung on a rose gold-plated stainless steel chain. It comes packaged in a gift box too.

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Miansai leather wrap bracelet with stainless steel hook: From £62, Miansai

This is something that will impress even the most jewellery-averse guy or girl – Miansai’s leather wrap bracelets with hook or anchor charms are modern classics. Choose from an array of understated leather colours, plus the shape, size and metal of your hook, which can even be personalised with initials. 

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Dannijo Earhardt gold-tone and resin earrings: £63 (reduced from £105), The Outnet

This New York fashion brand is an influencer favourite, best known for its statement jewellery. Dannijo pieces usually exceed £100, so we were thrilled to discover these Art Deco-inspired earrings on off-season site The Outnet. We love the gold-plated openwork, while the resin hoops tap into the trend for all things pale pink.

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Monica Vinader silver havana friendship bracelet: £95, Liberty

This is not the friendship bracelet you remember from your school days. Monica Vinader’s luxurious alternative features a metallic rainbow cord that will soften with age, and a hammered silver bar, which can be engraved with a name or message. There’s also a silver toggle to adjust the size.

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Cult Gaia kennedy hoop earrings: £95,

Cult Gaia is best known for its bamboo bags, but its jewellery is equally covetable, and these hoops are an easy way to impress someone who knows their way around the fashion world. Tortoiseshell suits pretty much everyone, and they’re ultra-lightweight, so can be worn all day long too.

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The verdict: Jewellery gifts under £100

The piece you choose will very much depend on the recipient, but for pure wow-factor the diamond Little Star necklace by Tada & Toy is hard to beat. It will suit virtually everyone, plus it comes in sterling silver, gold vermeil and rose gold vermeil.

IndyBest product reviews are unbiased, independent advice you can trust. On some occasions, we earn revenue if you click the links and buy the products, but we never allow this to bias our coverage. The reviews are compiled through a mix of expert opinion and real-world testing.